Savvy Debt Payoff Planner

★★★★★ Finally, an application that does a lot of the work for you with NO ads. If you understand the snowball method of debt payoff (the most popular one), you will understand how Savvy saves the average user over $2,000. The one downside is that it does charge $5.99 per month after the first free trial month, but if Savvy saves $2,000 in interest, I am happy to share the savings and keep off annoying ADs. Also, I read that they are coming out with a 100% free version. Things to consider: 1) Because Savvy has a lot of functionality, it will take a few minutes to set up before Savvy takes helps with the automation. Thankfully they allow a 30-minute setup call for free which I recommend, or you can watch an instructional video. 2) Thankfully, Savvy does not actually access my bank account to payoff creditors. Some people like it, but I like to have full control of my payments. 3) Savvy saves you money by putting a monthly extra towards a debt that Savvy tells you after your monthly minimums are paid. Another benefit is that Savvy tracks your transactions, so you can see whether you have even more money leftover at the end of the month to pay towards debt. Voilà! 4) Budgeting functionality please! It has transactions and debt payoff, and I'd love to see a budget added in the next few months as it would be a 3 in 1 app!

★★☆☆☆ Debts randomly disappear from list. Still show under accounts, but balance disappears. Very frustrating as when you enter it again, your progress resets as well. Would rate five stars if this was fixed. This isn't a device issue as it's happened across multiple devices.